
For small and mid-sized businesses, group medical insurance premiums are rising rapidly, and Q4 is the busiest time to make renewal decisions. Smart companies are turning to Professional Employer Organizations (PEOs) to unlock large-group buying power , streamline HR, and reduce costs—all without cutting employee benefits. We recently worked with a 125-employee company and helped them save over $250,000 annually by moving to a PEO master health plan , while keeping employee benefits at the same high level.

Did you know that 85% of businesses renew their group medical insurance in the fourth quarter ? For HR teams and business owners, this period can feel overwhelming—especially as premiums continue to rise by double digits . If you’re looking to control costs, maintain employee satisfaction, and maximize benefits , this is the perfect time to explore creative strategies like PEOs (Professional Employer Organizations) .

As your team grows to 25-50 employees , the HR and compliance challenges you face become more complex. This is often the stage where businesses start to trigger new regulatory thresholds , such as ACA (Affordable Care Act) and FMLA (Family and Medical Leave Act), and where managing employees in multiple states can add significant complexity.

When evaluating a Professional Employer Organization (PEO), it’s essential to look beyond just the services offered and assess the client experience and ongoing support. A great PEO will not only help you with payroll, compliance, and benefits but will also provide exceptional customer service and continuous support throughout your partnership. Here’s what to look for when evaluating a PEO’s client experience and support.